Pricing
Our Fees
We are an independent, fee-only firm and do not accept commissions, kickbacks or any type of third-party fees. We are not beholden to sales goals and do not have any products to sell. When you work with us, you’re paying for our unbiased advice based on what’s best for you. How we structure your financial life plan and what we recommend for your investments are intended to maximize your well-being and nobody else’s. Having the right incentives, combined with our expertise and experience, allows us to give the best advice possible to our clients.
Our Fee Structure
We use a flat fee structure that compensates us for our expertise and the services that we provide, rather than your portfolio size. We firmly believe that a flat annual fee is a more appropriate compensation method for financial life planning than the traditional percentage of assets under management. We believe that our fee structure puts us on the same side of the table as our clients.
We offer Financial Life Planning (FLP) or Financial Life Planning and Investment Management (IM) subscription options.
Financial Life Planning and Investment Management Annual Subscriptions
| FLP Only | FLP & IM Tier 1: AUM < $2.5M | FLP & IM Tier 2: AUM > $2.5M | |
|---|---|---|---|
| Singles | $4,800 | $6,600 | $8,400 |
| Couples | $5,700 | $7,500 | $9,300 |
Annual Fee available to be paid monthly in arrears. Payment is accepted by check, credit card or deducted from your investment account. The fee is dependent upon variables including the specific needs of the client, complexity, estimated time, research and resources required to provide services to you, among other factors we deem relevant. Fees are negotiable in certain cases and the final agreed upon fee will be outlined in your Advisory Agreement.
Limited engagements may be accepted on a case-by-case basis. Limited engagement fees will be determined by the scope of the engagement and complexity. Half of the fee will be due upon engagement and the remaining balance at plan delivery.