How Does Financial Life Planning Work?
Francisco Ayala Francisco Ayala

How Does Financial Life Planning Work?

Our job is to help you use the resources you have to live your best life right now, instead of just during retirement (though we’ll do that, too). That’s what financial life planning does. It puts the emphasis on your entire life.

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What Does it Mean to be a Fee-Only Financial Life Planner?
Francisco Ayala Francisco Ayala

What Does it Mean to be a Fee-Only Financial Life Planner?

In paying for financial advice, intentionality is also a good thing. Let me ask you this: Does it matter how your financial advisor is paid? We think it certainly does. A lot of people don’t realize this, but not all financial advisors/planners charge the same way.

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Financial Planning Services Explained
Francisco Ayala Francisco Ayala

Financial Planning Services Explained

In a two-part series about the differences between financial planning and financial life planning, I introduced a bunch of financial planning services. I want to go into a bit more depth about them here.

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Financial Planning vs. Financial Life Planning: What’s the Difference? (Part 2)
Francisco Ayala Francisco Ayala

Financial Planning vs. Financial Life Planning: What’s the Difference? (Part 2)

Enter financial life planning (financial planning 2.0). It’s exactly as it looks: putting your life (and all of its authenticity) in the middle of the financial plan. Yes, it incorporates all of the elements of financial planning 1.0, but it’s a lot more than that. Financial life planning is different because it adds a personalized discovery process that enables the planner to truly get to know you.

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